FileInvite is a capable document-collection platform — and increasingly priced and packaged for banks, credit unions and large lending teams. Dossia does the same core job, but purpose-built for broker loan files: checklist templates per borrower profile, one private link per borrower with no account, validation with rejection reasons, and a bank-ready export. EU-hosted, per broker seat.
Last updated: June 2026
FileInvite, founded in New Zealand with a strong US presence, built a deserved reputation for replacing email document chasing with structured requests, automatic reminders and a client portal. For lending teams inside banks and credit unions — where it now concentrates its energy — it remains a strong product.
For an independent mortgage broker, three gaps tend to show up. The product is generic: it does not know what a loan file is, so checklists per borrower profile, document validation states and lender-ready packaging are all things you assemble yourself with folders and naming conventions. The motion is upmarket: plans, minimum seats and the sales process increasingly assume a lending team, not a two- or five-broker shop. And for European brokers, EU data residency and GDPR posture are not the default the way they are with an EU-native tool.
Dossia starts from the opposite end. It is a document-collection layer built only for mortgage brokers — not a POS, LOS or CRM — so the loan-file structure FileInvite leaves to you is the product itself.
New to broker-side collection tools? Start with our overview of document collection software for mortgage brokers.
| Capability | Dossia | FileInvite |
|---|---|---|
| Built for | Mortgage brokers specifically | Lenders, banks, credit unions; generic collection |
| Borrower access | One private link — no account, no app | Client portal (typically with a login) |
| Checklists | Templates per borrower profile (salaried, self-employed, cross-border) | Generic request templates you adapt yourself |
| Reminders | Automatic follow-ups until the file is complete | Automatic reminders |
| Document review | One-click approve/reject with rejection reasons sent to the borrower | Accept/reject on received files |
| Output | Bank-ready loan file export, organized and consistently named | Download/export of collected files |
| Borrower languages | Trilingual portal: EN / FR / PT | Primarily English |
| Hosting & compliance | EU (Frankfurt), GDPR, signed DPA, row-level security | Global infrastructure; strong security, US/NZ-oriented |
| Pricing model | Per broker seat; no per-borrower or per-document fees; free 14-day POC | Per user, tiered; positioned upmarket |
| Scope | Document collection only — no POS/LOS/CRM, by design | Document collection with broader workflow integrations |
There is no database to migrate — completed loan files stay wherever you archived them. The move is really two steps. First, export your recurring FileInvite request lists and recreate them as Dossia checklist templates; for most brokerages that is three or four borrower profiles and under an hour of work, and we do it with you during onboarding.
Second, parallel-run during the free 14-day proof of concept: keep in-flight FileInvite requests where they are, and start every new borrower on a Dossia link. By the end of the POC you have compared completion speed on real files, with nothing torn out and nothing to roll back if you decide to stay put.
Honestly: if you are a bank, credit union or large lending team, FileInvite is built and supported for you — its compliance tooling, integrations and account management at that scale are real strengths, and Dossia does not chase that segment.
The same goes if you collect documents across many unrelated workflows — HR, legal, commercial lending, onboarding — and want one horizontal tool for all of them. Dossia is deliberately narrow: mortgage loan files, done very well. If your work is broader than that, FileInvite’s generality is the feature, not the gap.
Keep FileInvite running and put your next new borrower on a Dossia link. The POC is free, we set up your templates, and if your files aren’t complete faster, you walk away with nothing to unwind.
Request a 14-day POC